We’ve got your
family’s back.
Family life leaves little time to sort a financial back-up for if the worst happens.
We solve this problem by arranging instant life insurance
What we do
We’re for busy parents and are unlike any other online Life Insurance providers.
We give you the confidence to buy Life Insurance yourself, online, conveniently, without having to speak to anyone.
We’re unique
Forget about deciphering lots of insurance speak
We provide a helping hand by cutting out the jargon and using plain English.
No personal details to see our prices
Answer 3 questions about your family. All completely anonymous. So no spamming cold calls later!
Comparison hell has been removed
We compare prices. The results are 100% transparent for you to see.
With 1-click you can see our price checking results.
Choosing is no longer hard work
Decide between 2 types of payouts. Pick 1 of 3 pre-set amounts (small, medium & large)
Key benefits
Outstanding value
A small monthly payment creates access to a large amount of money
Price guarantee
No annual price increases & no yearly reviews
You’re in control
No lock-in. Cancel anytime
How it works
1
Spend a minute answering a few simple questions to get a personalised Life Insurance quote for your family
2
Choose between a recurring monthly income or single cash pay out, until your youngest is 25 years old
3
Take 5 minutes more to answer a final set of questions and, if you’re eligible, pay and start your instant Life Insurance cover today, all online
Our promise
- You will know exactly what you have bought and why.
- We will work hard to remove the complexity of buying Life Insurance.
- To provide the essential financial back-up plan of Life Insurance for more UK families.
Still need convincing?
Here are some common myths we hear from customers..
It’s a rip off, you’d be better to save & invest
Let's look at the numbers.
The real purpose of having the Life Insurance is to create a large sum of money when you need it the most. The money needs to be available. So in exchange for a monthly payment you are buying a much greater amount of money as insurance.
Here’s an example…
You want to secure your family £200,000 through Life Insurance until your children are financially independent. You are 25 years old, a non-smoker and your youngest child is 2.
You could consider having life insurance for 23 years.
To actually build a pot of money that reached £200,000 after 23 years, you would need to save £725 each month. You would need to save £1,667 a month to reach £200,000 after 10 years.
Alternatively, you could pay £6 per month to secure £200,000 from Life Insurance. Remember, with Life Insurance if you don’t claim (die or get a terminal illness) you don’t actually have £200,000 at the end of your insurance policy. But you do have a pay-out should the worst happen at any time during the policy term.
So, if you cannot afford to save £725 or more per month to build a pot of £200,000, then paying £6 per month for Life Insurance is an alternative way to provide financial back-up.
It’s only for old people
Life Insurance is generally cheaper when you are younger.
At Money For Them we guarantee never to increase your monthly payments. So the longer you leave it to buy Life Insurance the more it will cost you.
Life Insurance policies don’t pay out
There are 2 reasons for not paying a claim:
You did not provide full, honest and accurate answers to the questions we ask you in the application process
You die in the 1st year because of suicide, intentional and serious self-injury or an event where you took your own life
According to the Association of British Insurers, in 2019 Life Protection paid out for 98.3% of claims*.
* https://www.abi.org.uk/news/news-articles/2020/05/record-98.3-of-protection-claims-paid-out-in-2019/
Every year you need to renew
Absolutely not with Life Insurance from Money For Them.
Once you buy, your price and terms will not change.
You have to fill out lots of complicated forms
Our online application has been designed to take less than 10 mins to complete.
We do need to ask you questions. It is important we get this right.
You will get an instant decision online.
You need a physical medical exam to apply
Our online products require no medical exam.
It’s only for rich people
Life Insurance is for anybody who has people dependent on him or her financially, who do not have sufficiently large assets or savings to leave them, regardless of whether they consider themselves “rich” or not. Do you want your family to continue with their current lifestyle? Do you want to avoid leaving your children with debts such as a mortgage, credit card bills or loans? If yes, then you should seriously consider Life Insurance.
Life Insurance policies don’t cover Covid-19
We will ask you some questions about Covid-19 in our online application.
Assuming you are truthful during the application, if you catch COVID-19 later and die, your insurance will pay out.