This is Life Insurance without hard work.
Difficult comparisons, weird jargon and annoying sales calls, all removed.
It’s easy to get covered with our simple online application process and 2 tried and tested products made for families like yours
Get a quote anonymously and apply in your own time, all online. No hard sell and no pestering sales calls
We’re backed by the UK’s largest Life Insurer and all our products have no annual price increases and a 30 day money back guarantee
The future financial security of your family is too important to leave to chance. Money for Them’s Life Insurance products provide that essential financial back-up plan for if the worst was to happen to you.
You need to consider having Life Insurance if you have children dependent on you for money, but don't already have large amounts of savings or assets to leave them. If you weren’t around, who would support your family financially?
Sometimes being a parent can be hard, but Life Insurance needn’t be. We've stripped out the jargon, removed the complexity and made the application process as easy as possible so you can concentrate on the important decisions.
We offer two simple, tried & tested products. The difference between them is how they pay out money if you die or get a terminal illness. The cash pay out plan pays out a single amount. The monthly income plan provides a recurring monthly payment.
All our products are guaranteed not to change with no annual price increase or term changes. We also offer a 30 day money back guarantee.
Through Money For Them, you can arrange Life Insurance cover today in less than 10 minutes, all on your phone.
Spend a minute answering a few simple questions to get a personalised Life Insurance quote for your family
Choose the right product for you, monthly income or cash pay out, and the value and length of cover you need
Take 5 minutes more to answer a final set of questions and, if you’re eligible, pay and start your instant Life Insurance cover today
It’s a rip off, you’d be better to save & invest
Let's look at the numbers.
The real purpose of having the Life Insurance is to create a large sum of money when you need it the most. The money needs to be available. So in exchange for a monthly payment you are buying a much greater amount of money as insurance.
Here’s an example…
You want to secure your family £200,000 through Life Insurance until your children are financially independent. You are 25 years old, a non-smoker and your youngest child is 2.
You could consider having life insurance for 23 years.
To actually build a pot of money that reached £200,000 after 23 years, you would need to save £725 each month. You would need to save £1,667 a month to reach £200,000 after 10 years.
Alternatively, you could pay £6 per month to secure £200,000 from Life Insurance. Remember, with Life Insurance if you don’t claim (die or get a terminal illness) you don’t actually have £200,000 at the end of your insurance policy. But you do have a pay-out should the worst happen at any time during the policy term.
So, if you cannot afford to save £725 or more per month to build a pot of £200,000, then paying £6 per month for Life Insurance is an alternative way to provide financial back-up.
It’s only for old people
Life Insurance is generally cheaper when you are younger.
At Money For Them we guarantee never to increase your monthly payments. So the longer you leave it to buy Life Insurance the more it will cost you.
Life Insurance policies don’t pay out
There are 2 reasons for not paying a claim:
You did not provide full, honest and accurate answers to the questions we ask you in the application process
You die in the 1st year because of suicide, intentional and serious self-injury or an event where you took your own life
According to the Association of British Insurers, in 2019 Life Protection paid out for 98.3% of claims*.
Every year you need to renew
Absolutely not with Life Insurance from Money For Them.
Once you buy, your price and terms will not change.
You have to fill out lots of complicated forms
Our online application has been designed to take less than 10 mins to complete.
We do need to ask you questions. It is important we get this right.
You will get an instant decision online.
You need a physical medical exam to apply
Our online products require no medical exam.
It’s only for rich people
Life Insurance is for anybody who has people dependent on him or her financially, who do not have sufficiently large assets or savings to leave them, regardless of whether they consider themselves “rich” or not. Do you want your family to continue with their current lifestyle? Do you want to avoid leaving your children with debts such as a mortgage, credit card bills or loans? If yes, then you should seriously consider Life Insurance.
Life Insurance policies don’t cover Covid-19
We will ask you some questions about Covid-19 in our online application.
Assuming you are truthful during the application, if you catch COVID-19 later and die, your insurance will pay out.