The right way to buy Life Insurance
No hard choices. Instant prices. No sales calls.
From £5.00 per month
Life Insurance for busy parents
Why choose us?
No hard choices
Just choose between 2 tried & tested products.
Specially picked for families.
No cold calls
We won’t pester you with calls to buy.
No changes to your price or terms
No annual price increases or term changes.
Guaranteed monthly payments.
Our special offer for you
A financial back-up for the family is too important to leave to chance.
You will want your family to continue with their lifestyle if the worst was to happen and you die. Having life insurance means that future financial worries can be removed for the family.
Lots of difficult choices and complicated words stops parents from buying Life Insurance. Money For Them makes purchasing Life Insurance effortless and enjoyable for busy parents.
Because your life as a parent is busy enough, we've removed hard choices and replaced complicated words. Simply choose between 2 tried and tested Life Insurance products from the largest insurance carrier in the UK.
Arrange instant cover online in less than 10 mins, if you are eligible.
Do I need Life Insurance?
You need to consider having Life Insurance if you...
Have children dependent on you for money
Don't have large amounts of savings/assets to leave your children
Don't have time or the means to pay off your mortgage or debts
Myths about Life Insurance
Some important myths about Life Insurance by busy parents.
It’s a rip off, you’d be better to save & invest
Let's look at the numbers.
The real purpose of having the Life Insurance is to create a large sum of money when you need it the most. The money needs to be available. So in exchange for a monthly payment you are buying a much greater amount of money as insurance.
Here’s an example…
You want to secure your family £200,000 through Life Insurance until your children are financially independent. You are 25 years old, a non-smoker and your youngest child is 2.
You could consider having life insurance for 23 years.
To actually build a pot of money that reached £200,000 after 23 years, you would need to save £725 each month. You would need to save £1,667 a month to reach £200,000 after 10 years.
Alternatively, you could pay £6 per month to secure £200,000 from Life Insurance. Remember, with Life Insurance if you don’t claim (die or get a terminal illness) you don’t actually have £200,000 at the end of your insurance policy. But you do have a pay-out should the worst happen at any time during the policy term.
So, if you cannot afford to save £725 or more per month to build a pot of £200,000, then paying £6 per month for Life Insurance is an alternative way to provide financial back-up.
It’s only for old people
Life Insurance is generally cheaper when you are younger.
At Money For Them we guarantee never to increase your monthly payments. So the longer you leave it to buy Life Insurance the more it will cost you.
Life Insurance policies don’t pay out
There are 2 reasons for not paying a claim:
You did not provide full, honest and accurate answers to the questions we ask you in the application process
You die in the 1st year because of suicide, intentional and serious self-injury or an event where you took your own life
According to the Association of British Insurers, in 2019 Life Protection paid out for 98.3% of claims*.
Every year you need to renew
Absolutely not with Life Insurance from Money For Them.
Once you buy, your price and terms will not change.
You have to fill out loads of complicated forms
Our online application has been designed to take less than 10 mins to complete.
We do need to ask you questions. It is important we get this right.
You will get an instant decision online.
You need a physical medical exam to apply
Our online products require no medical exam.
It’s only for rich people
Life Insurance is for anybody who has people dependent on him or her financially, who do not have sufficiently large assets or savings to leave them, regardless of whether they consider themselves “rich” or not. Do you want your family to continue with their current lifestyle? Do you want to avoid leaving your children with debts such as a mortgage, credit card bills or loans? If yes, then you should seriously consider Life Insurance.
Life Insurance policies don’t cover Covid-19
We will ask you some questions about Covid-19 in our online application.
Assuming you are truthful during the application, if you catch COVID-19 later and die, your insurance will pay out.
How it works
Arrange instant Life Insurance cover...
Get a personalised life insurance quote for your family
Simply choose between 2 products (income or cash payout)
Apply for a policy, by answering some questions, and if eligible, get instant Life Insurance cover
You will know exactly what you have bought and why.
You will not have to make complex choices or read complicated financial terms when you buy Life Insurance through Money For Them.
Essential financial back-up of Life Insurance for the family.
*£100 voucher when you take out life cover. Terms and conditions apply.